Make pensions fairer

At present pensions providers are taking large amounts of the money that individuals save for their retirement in fees and commissions, often with a lack of clarity as to what such fees are for or whether they will be applied at all. Given the importance of saving for retirement, we would aim to disincentivise providers from charging excessive fees and ensure that any costs associated are clearly stated up front. All pension funds should have to state their costs in a clear, unobfuscated way at the point when a pension is set up. We will introduce a right to move pension savings to providers with lower overheads without penalty. We will work to reduce the cost of saving for retirement and try to ensure that everyone in the UK has access to quality pension products. All pension schemes must recognise same sex couples, and provide what pensioners need.

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